White Plains & Westchester County Bookkeeping for Small Businesses

# White Plains & Westchester County Bookkeeping for Small Businesses Westchester is where a lot of NYC owners actually live — and where they often run a second business. We serve owners across **White Plains, Yonkers, New Rochelle, Mount Vernon, Mamaroneck, Scarsdale, Rye, Harrison, Tarrytown, Ossining, and Peekskill**. The Westchester tax picture is different from NYC in three big ways: 1. **No NYC Unincorporated Business Tax (UBT)**. 2. **No NYC Business Corporation Tax** — just NYS Article 9-A (CT-3) at 6.5%. 3. **Westchester sales tax is 8.375%**, not NYC''s 8.875%. That''s up to **12.85% in combined city/state taxes you don''t pay** if you can legitimately sell a service from a Westchester address rather than a Manhattan one. We help owners think through that nexus question carefully. ## Who we work with in Westchester ### White Plains - Law firms, financial advisors, medical practices, IT consulting, marketing agencies. - We do monthly close, payroll for 5–25 employees, and quarterly NYS estimates (IT-2105 for owners, CT-400 for corps). ### Yonkers - Restaurants, contractors, auto shops, retail. - Yonkers has its own **city income tax surcharge** for residents (1.675% of NYS tax) and **earnings tax** for nonresidents working there. We file **Y-203** and **IT-360.1** when needed. ### New Rochelle, Mount Vernon - Small healthcare, daycare, salons, retail. ### Scarsdale, Rye, Mamaroneck, Harrison - Solo professionals — attorneys, doctors, financial advisors, consultants — often S-corps. - Family LLCs holding investment real estate (Schedule E, depreciation). ### Tarrytown, Ossining, Peekskill - Restaurants, retail, contractors, breweries. ## What we deliver - Monthly QuickBooks Online reconciliation. - **NYS sales tax (ST-100/101)** at 8.375% Westchester rate. - **NYS-45** quarterly payroll, federal 941, workers'' comp, PFL, disability. - **CT-3 / CT-3-S** corporate filings; **IT-204** partnerships; **Schedule C** sole props. - **Yonkers Y-203** when applicable. - Year-end 1099-NEC and W-2. - Quarterly tax planning. ## Pricing Solo professional: **$245/month**. Practice or small business with payroll: **$595–$1,800/month** depending on complexity. [Get a Westchester bookkeeping consultation →](/contact)